⚠️ Scheduled Maintenance on June 04 · 6:00–9:00 AM UTC — Airtm will be temporarily unavailable. Don't worry, your funds are safe with us.

Embedded Payments

Add global payouts to your own product

With a single integration, your platform can pay people across the world. We deliver to their bank account or as cash, in their local currency. We handle the currency exchange and the local delivery.

Start the conversation

What You Get With Airtm Integrated

Signing up for Airtm Integrated means joining the Airtm Friendly movement and tapping into the credibility of Airtm’s trusted global infrastructure:

How a payout runs end to end
See how Embedded Payments workslink

1

2

3

1

Register

Create sender and receiver with your existing KYC as reliance. We return available rails for the destination.

2

Quote & Execute

Request a quote for the corridor, get pricing and FX. Execute against the quote — we return funding instructions.

3

We deliver
Fund in USDC. We handle compliance, currency exchange, and last-mile delivery. Webhook fires on completion.

Register

Create sender and receiver with your existing KYC as reliance. We return available rails for the destination.

Quote & Execute

Request a quote for the corridor, get pricing and FX. Execute against the quote — we return funding instructions.

We deliver
Fund in USDC. We handle compliance, currency exchange, and last-mile delivery. Webhook fires on completion.

Three ways to move money with Airtm

Pick the one that fits how you work — pay people directly, build payouts into your own product, or let your users connect their Airtm account.

Airtm Connect

Users connect their Airtm wallet; you move money in and out.

You're here

Embedded Payments

Add global payouts to your own product.

Airtm Payouts

Pay anyone, anywhere — instantly.

Features

A familiar “connect your account” experience for moving dollars.

Pay with Airtm Connect Watch a user connect their Airtm account in seconds.
Description
Your users approve once — like signing in with a trusted service — and can then move dollars in and out of your product. They stay in control, and can disconnect at any time.
With a single integration, your platform can pay people across the world. We deliver to their bank account, mobile wallet, or preferred payout method. We handle the currency exchange and last-mile delivery.
Each person receives dollars right away in their Airtm account. No bank account needed. From there, they can spend, invest, or convert to local currency.
Best for
Wallets & Fintechs · Payment Platforms · Exchanges · Payroll & HR
Wallets & Fintechs · Marketplaces · Payroll & HR · Remittance platforms
Freelancer Platforms · Research Panels · AI & Data Teams · NGOs
Why Airtm
Tap into millions of people who already use Airtm — no new accounts to set up.
One integration reaches dozens of countries and hundreds of payout methods — and your customers don't even need an Airtm account to get paid.
Pay fairly and on time, even in countries where traditional payments don't reach. Median enterprise payout time: 7 minutes. Start manually, scale to bulk, or automate fully — your way.

Airtm Connect

Users connect their Airtm wallet; you move money in and out.

A familiar “connect your account” experience for moving dollars.

Pay with Airtm Connect Watch a user connect their Airtm account in seconds.
See details

Description Your users approve once — like signing in with a trusted service — and can then move dollars in and out of your product. They stay in control, and can disconnect at any time.

Best for Wallets & Fintechs · Payment Platforms · Exchanges · Payroll & HR

Why Airtm Tap into millions of people who already use Airtm — no new accounts to set up.

You're here

Embedded Payments

Add global payouts to your own product.

Build Airtm’s payout network into your platform.

Pay with Embedded Payments Watch a payout flow built right into a partner app.
See details

Description With a single integration, your platform can pay people across the world. We deliver to their bank account, mobile wallet, or preferred payout method. We handle the currency exchange and last-mile delivery.

Best for Wallets & Fintechs · Marketplaces · Payroll & HR · Remittance platforms

Why Airtm One integration reaches dozens of countries and hundreds of payout methods — and your customers don't even need an Airtm account to get paid.

Airtm Payouts

Pay anyone, anywhere — instantly.

Pay your people directly, into their Airtm account.

Pay with Airtm Payouts Watch a bulk payout reach experts across multiple countries at once.
See details

Description Each person receives dollars right away in their Airtm account. No bank account needed. From there, they can spend, invest, or convert to local currency.

Best for Freelancer Platforms · Research Panels · AI & Data Teams · NGOs

Why Airtm Pay fairly and on time, even in countries where traditional payments don't reach. Median enterprise payout time: 7 minutes. Start manually, scale to bulk, or automate fully — your way.

One integration. Dozens of countries.

Embed Airtm's payout network into your product and give your users a way to receive money anywhere.

map

Frequently Asked Questions

How does the integration work?

You authenticate with a partner-scoped API key, register senders and receivers, request quotes, and execute transactions. We return funding instructions — you fund in USDC, we deliver in local currency. Full API docs and sandbox available.

Do my users need an Airtm account?

No. With Embedded Payments, your users receive payouts directly to their local bank account, mobile money, or cash point. No Airtm account required.

How is Embedded Payments different from Airtm Connect?

With Embedded Payments, your users never see Airtm — we deliver payouts to their local bank account or cash point directly. With Airtm Connect, the user has an Airtm wallet and links their account to your platform to move dollars in and out.

How fast are payouts?

Typically under 3 minutes for key corridors. Delivery speed depends on the destination rail — instant rails like PIX and Pago Móvil settle immediately.

How does compliance work?

We operate a KYC reliance model — you perform KYC on your users, we accept it without duplicating. Airtm handles sanctions screening, transaction monitoring, and regulatory reporting independently. FinCEN registered.

IP Country: US

IP Country: US