Receive funds directly on Airtm with your US Virtual Account

  • Get a virtual US bank address. Get a virtual US bank address.
  • Your US Virtual Account directly connected with Airtm. Your US Virtual Account directly connected with Airtm.
  • Withdraw your money in over 190 countries. Withdraw your money in over 190 countries.
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How does your US Virtual Account work?

Getting started with your US Virtual Account is very easy, just find this icon in your account and follow the steps.

Create your account

Know some of our use cases

Withdraw money from PayPal

Enter your US Virtual Account information as a withdrawal method in PayPal and receive your funds directly in Airtm to withdraw to your local currency.

Withdraw money from Wise

If you use Wise to cash out, you can now log in to your US Virtual Account to withdraw funds to Airtm and withdraw your money in local currency with less fees.

Withdraw money from Upwork

Freelancer getting paid on Upwork? One step less for you, enter your USA Virtual Account as your payment method and receive your funds directly in Airtm eliminating intermediaries and withdrawing in local currency.

Withdraw money from Deel

Are you hired by a company and paid by Deel? Withdraw directly to Airtm avoiding intermediaries and saving up to 40% in commissions by converting your salary to local currency.

Withdraw money from Airbnb

Ideal for Airbnb hosts. With our New USA Virtual Account you will be able to withdraw from Airbnb directly to Airtm, withdraw to local currency and pay less fees.

Withdraw money from Freelancer.com

Enter your US Virtual Account details and receive your Freelancer funds directly in Airtm, eliminating intermediaries and withdrawing to local currency.

FAQ's

What does the functionality consist of?

Airtm's US Virtual Account is a new feature that allows our users to virtually obtain a US bank address to receive payments from individuals and companies through the ACH & Wire network directly to their Airtm account.

What is the purpose of this feature?

Whether you are a contractor receiving payments from a US company, a digital entrepreneur selling products through marketplaces, or a freelancer working on remote job platforms, or simply someone who needs to receive funds from the US. Now with Airtm’s US Virtual Account, forget about the need for digital wallets or traditional bank accounts in the US. Airtm offers you a platform to receive local payments in the US and transfer funds at the real exchange rate of the economy using our P2P network. There’s no need to transfer it from an account under your name!

  • Reduce fees for the entire process of receiving and sending funds.
  • Simplify your operations by centralizing everything in one place.
  • Increase your capacity to offer your products and services to more clients.
  • Integrate your payments in the USA with over 400 offramp methods.

Who can access this feature?

Airtm's USA Virtual Account is available in most countries where Airtm provides services, giving users the ability to access a U.S. bank account to facilitate their international transactions. This functionality allows for efficient and secure transfers, catering to the needs of a wide variety of global users. However, there are some countries where this functionality is NOT available due to local restrictions and regulations. The main countries where Airtm's USA Virtual Account is not operational include:

Afghanistan (AFG), Algeria (DZA), Bangladesh (BGD), Bhutan (BTN), Burundi (BDI), China (CHN), Cuba (CUB), Democratic Republic of the Congo (COD), Gaza Strip (PSE), Guinea-Bissau (GNB), Haiti (HTI), Iran, Islamic Republic of (IRN), Iraq (IRQ), Kenya (KEN), Kosovo (XKX), Lebanon (LBN), Libya (LBY), Mali (MLI), Morocco (MAR), Mozambique (MOZ), Myanmar (MMR), Nepal (NPL), Nicaragua (NIC), Niger (NER), North Korea (PRK), North Macedonia (MKD), Pakistan (PAK), Qatar (QAT), Russian Federation (RUS), Slovenia (SVN), Somalia (SOM), South Sudan (SSD), Sudan (SDN), Syria (SYR), Venezuela (Bolivarian Republic of) (VEN), West Bank (Palestinian Territory, Occupied) (PSE), Yemen (YEM), Zimbabwe (ZWE).

Venezuelans living abroad will be able to access the virtual account, provided they have a valid foreign identification.

How to enable your US Virtual Account?

It's very simple:

  1. Log in to your Airtm account from your computer and click on the “US Virtual Account” menu.
  2. Accept the terms and conditions.
  3. Complete the sign-up fee, verify your identity with our provider, who may ask you some additional questions.
  4. Prepare to start receiving funds.

What are the fees and limits?

ACH

  • Minimum amount: $5 USD
  • Maximum amount: $100,000 USD 
  • Exchange rate: $1 USD = $1 USDC
  • Variable commission: 0.5% for Argentina, 0% for Bolivia, and 1.75% for all other countries.
  • Accreditation time: up to 3-5 business days
WIRE
  • Minimum amount: $1,500 USD
  • Maximum amount: $100,000 USD
  • Exchange rate: $1 USD = $1 USDC
  • Variable commission: 1.25%
  • Accreditation time: 1 business day

How does the US Virtual Account work?

The US Virtual Account at Airtm enables you to receive local payments in the United States through wire and ACH transfers, whether from your own bank accounts or from third-party accounts, such as those belonging to companies and individuals. For instance, you can transfer funds from your PayPal account to your US virtual account. Additionally, you can use your US virtual account address on platforms that make payments to US bank accounts via the ACH network, simplifying the process of receiving funds from various sources.

What are the maintenance costs?

Airtm does not charge any maintenance fees for the US Virtual Account. This means you can keep your account active without worrying about additional monthly or annual charges. You only incur fees based on your transactions, such as the fixed and variable fees previously mentioned.

It's been more than 5 days since I made my transfer, and I still don't see the funds credited. What should I do in this case?

Normally, bank transfers to your US Virtual Account will be reflected in your Airtm account within 3 to 5 business days. If, after this time, you still do not see the funds in your Airtm account, please contact support at [email protected].

IP Country: US

IP Country: US