Receive and convert funds directly on Airtm with your US Virtual Account

Open you US Virtual Account in Airtm

  • Get a virtual US bank address. Get a virtual US bank address.
  • Your US Virtual Account directly connected with Airtm. Your US Virtual Account directly connected with Airtm.
  • Withdraw your money in over 190 countries. Withdraw your money in over 190 countries.
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How does your US Virtual Account work?

Getting started with your US Virtual Account is very easy, just find this icon in your account and follow the steps.

Create your account

Know some of our use cases

PAYPAL

Enter your US Virtual Account information as a withdrawal method in Paypal and receive your funds directly in Airtm to withdraw to your local currency.

WISE

If you use Wise to cash out, you can now log in to your US Virtual Account to withdraw funds to Airbnb and withdraw your money in local currency with less fees.

UPWORK

Freelancer getting paid on Upwork? One step less for you, enter your USA Virtual Account as your payment method and receive your funds directly in Airtm eliminating intermediaries and withdrawing in local currency.

DEEL

Are you hired by a company and paid by Deel? Withdraw directly to Airtm avoiding intermediaries and saving up to 40% in commissions by converting your salary to local currency.

AIRBNB

Ideal for Airbnb hosts. With our New USA Virtual Account you will be able to withdraw from Airbnb directly to Airtm, withdraw to local currency and pay less fees. 😉

FIVERR

Enter your USA Virtual Account details and receive your Fiverr funds directly in Airtm eliminating intermediaries and withdrawing in local currency.

FAQ'S

What does the functionality consist of?

The Airtm US Virtual Account allows you to receive payments from individuals and businesses through the ACH network directly into your Airtm account, eliminating the need for digital wallets or traditional bank accounts in the United States.

What is the functionality for?

Whether you are a contractor receiving payments from a company in the USA, a digital entrepreneur selling products, or a freelancer working on remote platforms, with Airtm's US Virtual Account, you can forget the need for digital wallets or traditional bank accounts in the United States. Airtm provides you with a platform to receive local payments in the USA and transfer funds at the real exchange rate of the economy using our P2P network. There's no need to transfer from an account in your name!

  • Reduce fees for the entire process of receiving and sending funds.
  • Simplify your operations by centralizing everything in one place.
  • Increase your capacity to offer your products and services to more clients.
  • Integrate your payments in the USA with over 400 offramp methods.

Who can access this feature?

US Virtual Account is currently available for users from: ARG, COL, IND, BOL, EGY, BRA, MEX, PER, AGO, DOM, PHL, GTM, CHL, ESP, PAN, URY. We will be opening other countries very soon, if you are interested please write an email to [email protected] so we can enable the functionality as soon as it is available in your country.

How to enable your US Virtual Account?

It's very simple:

  1. Log in to your Airtm account at airtm.com
  2. Click on "US Account" in the menu and follow the instructions.
  3. Read and accept the terms and conditions from the vendor, Bridge Ventures Inc.
  4. Verify your identity by following the provided instructions.
What are the fees and limits?
  • Minimum Amount: $5 USD
  • Maximum Amount: $100,000 USD
  • Exchange Rate: $1 USD = $1 USDC
  • Variable Fee: 1.75%
  • Credit Time: Up to 3-5 business days

What are the maintenance costs?

Airtm does not charge any maintenance fees for the US Virtual Account. This means you can keep your account active without worrying about additional monthly or annual charges. You only incur fees based on your transactions, such as the fixed and variable fees previously mentioned.

What are the restrictions?

The US Virtual Account is a feature available for receiving local payments in the USA exclusively through the ACH network. Note that if you want to send funds from your PayPal account, you can only do so if your PayPal account is registered in the United States. During the BETA stage, only payments from bank accounts owned by you or your registered employer will be accepted.

What are the most commonly used platforms to transfer funds to US Virtual Accounts in Airtm?

All platforms with US accounts can be used to transfer funds. The most common examples are: Deel - Payoneer - Ontop - Airbnb - Workana - Upwork - Wise Important: Currently, payments from non-US PayPal accounts are not accepted. Transfers from PayPal to the US Virtual Account may result in the loss of funds.

It's been more than 5 days since I made my transfer, and I still don't see the funds credited. What should I do in this case?

Normally, bank transfers to your US Virtual Account will be reflected in your Airtm account within 3 to 5 business days. Remember that these transfers will appear in your activity summary as “Fondeo Stellar Directo”. If, after this time, you still do not see the funds in your Airtm account, please contact support at [email protected].